Call reports 2016
FARMERS STATE BANK OF HOFFMAN — 2016
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,744,000 | 145,342,000 | 145,436,000 | 144,785,000 |
| Total loans | 59,317,000 | 60,621,000 | 61,998,000 | 63,484,000 |
| Allowance for loan losses | 685,000 | 703,000 | 663,000 | 645,000 |
| Securities available for sale | 66,567,000 | 67,960,000 | 66,295,000 | 62,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,689,000 | 119,017,000 | 118,141,000 | 119,016,000 |
| Interest-bearing deposits | 97,443,000 | 96,760,000 | 94,418,000 | 93,957,000 |
| Noninterest-bearing deposits | 23,246,000 | 22,257,000 | 23,723,000 | 25,059,000 |
| Equity capital | 21,017,000 | 21,537,000 | 21,717,000 | 20,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,109,000 | 2,229,000 | 3,428,000 | 4,523,000 |
| Interest expense | 93,000 | 186,000 | 279,000 | 373,000 |
| Net interest income | 1,016,000 | 2,043,000 | 3,149,000 | 4,150,000 |
| Noninterest income | 150,000 | 302,000 | 470,000 | 653,000 |
| Noninterest expense | 813,000 | 1,628,000 | 2,420,000 | 3,287,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 378,000 | 754,000 | 1,241,000 | 1,559,000 |
| Income tax | 76,000 | 137,000 | 248,000 | 300,000 |
| Net income | 302,000 | 617,000 | 993,000 | 1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,357,000 | 20,588,000 | 20,926,000 | 21,107,000 |
| Total capital | 21,074,000 | 21,323,000 | 21,621,000 | 21,784,000 |
| Risk-weighted assets | 77,787,000 | 78,545,000 | 79,603,000 | 80,359,000 |