Call reports 2019
PEOPLES SAVINGS BANK — 2019
What PEOPLES SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 79,282,000 | 79,394,000 |
| Total loans | 69,764,000 | 73,242,000 |
| Allowance for loan losses | 819,000 | 848,000 |
| Securities available for sale | 182,000 | 182,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 62,460,000 | 56,664,000 |
| Interest-bearing deposits | 54,233,000 | 49,241,000 |
| Noninterest-bearing deposits | 8,227,000 | 7,423,000 |
| Equity capital | 8,096,000 | 8,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 1,020,000 | 2,063,000 |
| Interest expense | 273,000 | 544,000 |
| Net interest income | 747,000 | 1,519,000 |
| Noninterest income | 27,000 | 50,000 |
| Noninterest expense | 419,000 | 948,000 |
| Provision for loan losses | 0 | 75,000 |
| Pretax income | 355,000 | 546,000 |
| Income tax | 18,000 | 31,000 |
| Net income | 337,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 8,096,000 | 8,144,000 |
| Total capital | 8,915,000 | 8,992,000 |
| Risk-weighted assets | 67,785,000 | 70,523,000 |