Call reports 2018
PEOPLES SAVINGS BANK — 2018
What PEOPLES SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 74,447,000 | 72,685,000 | 76,669,000 | 77,315,000 |
| Total loans | 69,209,000 | 66,316,000 | 70,407,000 | 70,391,000 |
| Allowance for loan losses | 806,000 | 818,000 | 818,000 | 818,000 |
| Securities available for sale | 201,000 | 201,000 | 201,000 | 182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,496,000 | 55,096,000 | 54,586,000 | 59,181,000 |
| Interest-bearing deposits | 47,747,000 | 47,633,000 | 47,514,000 | 51,090,000 |
| Noninterest-bearing deposits | 7,749,000 | 7,463,000 | 7,072,000 | 8,091,000 |
| Equity capital | 7,675,000 | 7,880,000 | 8,148,000 | 8,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,839,000 | 2,825,000 | 3,846,000 |
| Interest expense | 153,000 | 342,000 | 546,000 | 775,000 |
| Net interest income | 744,000 | 1,497,000 | 2,279,000 | 3,071,000 |
| Noninterest income | 30,000 | 59,000 | 95,000 | 122,000 |
| Noninterest expense | 384,000 | 777,000 | 1,150,000 | 1,537,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 360,000 | 739,000 | 1,184,000 | 1,616,000 |
| Income tax | 18,000 | 37,000 | 59,000 | 76,000 |
| Net income | 342,000 | 702,000 | 1,125,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,675,000 | 7,880,000 | 8,148,000 | 8,313,000 |
| Total capital | 8,481,000 | 8,686,000 | 8,966,000 | 9,131,000 |
| Risk-weighted assets | 66,591,000 | 64,495,000 | 68,564,000 | 69,092,000 |