Call reports 2017
PEOPLES SAVINGS BANK — 2017
What PEOPLES SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 68,766,000 | 68,716,000 | 72,334,000 | 71,867,000 |
| Total loans | 63,760,000 | 63,766,000 | 66,231,000 | 66,168,000 |
| Allowance for loan losses | 680,000 | 713,000 | 744,000 | 775,000 |
| Securities available for sale | 112,000 | 112,000 | 112,000 | 201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,337,000 | 53,935,000 | 53,784,000 | 55,024,000 |
| Interest-bearing deposits | 47,246,000 | 48,070,000 | 47,474,000 | 47,262,000 |
| Noninterest-bearing deposits | 7,091,000 | 5,865,000 | 6,310,000 | 7,762,000 |
| Equity capital | 6,978,000 | 7,179,000 | 7,381,000 | 7,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,672,000 | 2,540,000 | 3,426,000 |
| Interest expense | 115,000 | 241,000 | 378,000 | 526,000 |
| Net interest income | 701,000 | 1,431,000 | 2,162,000 | 2,900,000 |
| Noninterest income | 47,000 | 101,000 | 135,000 | 162,000 |
| Noninterest expense | 382,000 | 760,000 | 1,125,000 | 1,506,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 336,000 | 712,000 | 1,082,000 | 1,436,000 |
| Income tax | 17,000 | 36,000 | 54,000 | 75,000 |
| Net income | 319,000 | 676,000 | 1,028,000 | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,978,000 | 7,179,000 | 7,381,000 | 7,458,000 |
| Total capital | 7,658,000 | 7,892,000 | 8,125,000 | 8,233,000 |
| Risk-weighted assets | 59,804,000 | 63,275,000 | 64,895,000 | 62,782,000 |