Call reports 2016
PEOPLES SAVINGS BANK — 2016
What PEOPLES SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,912,000 | 63,802,000 | 65,068,000 | 67,137,000 |
| Total loans | 59,101,000 | 57,897,000 | 59,971,000 | 62,284,000 |
| Allowance for loan losses | 770,000 | 771,000 | 625,000 | 649,000 |
| Securities available for sale | 127,000 | 120,000 | 120,000 | 120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,164,000 | 52,461,000 | 52,213,000 | 51,235,000 |
| Interest-bearing deposits | 45,872,000 | 46,899,000 | 45,902,000 | 44,609,000 |
| Noninterest-bearing deposits | 6,292,000 | 5,562,000 | 6,311,000 | 6,626,000 |
| Equity capital | 6,373,000 | 6,569,000 | 6,732,000 | 6,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,578,000 | 2,355,000 | 3,151,000 |
| Interest expense | 117,000 | 232,000 | 346,000 | 459,000 |
| Net interest income | 655,000 | 1,346,000 | 2,009,000 | 2,692,000 |
| Noninterest income | 4,000 | 37,000 | 68,000 | 97,000 |
| Noninterest expense | 360,000 | 717,000 | 1,070,000 | 1,435,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 299,000 | 666,000 | 997,000 | 1,314,000 |
| Income tax | 15,000 | 33,000 | 50,000 | 66,000 |
| Net income | 284,000 | 633,000 | 947,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,373,000 | 6,569,000 | 6,732,000 | 6,784,000 |
| Total capital | 7,112,000 | 7,291,000 | 7,357,000 | 7,433,000 |
| Risk-weighted assets | 59,106,000 | 57,737,000 | 60,400,000 | 61,913,000 |