Call reports 2015
PEOPLES SAVINGS BANK — 2015
What PEOPLES SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 59,895,000 | 61,046,000 | 64,206,000 | 66,835,000 |
| Total loans | 54,970,000 | 55,746,000 | 58,752,000 | 59,136,000 |
| Allowance for loan losses | 819,000 | 819,000 | 795,000 | 785,000 |
| Securities available for sale | 142,000 | 142,000 | 136,000 | 127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,138,000 | 46,928,000 | 51,394,000 | 55,598,000 |
| Interest-bearing deposits | 41,924,000 | 42,103,000 | 45,965,000 | 48,900,000 |
| Noninterest-bearing deposits | 5,214,000 | 4,825,000 | 5,429,000 | 6,698,000 |
| Equity capital | 6,057,000 | 6,212,000 | 6,395,000 | 6,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,453,000 | 2,209,000 | 2,987,000 |
| Interest expense | 114,000 | 227,000 | 341,000 | 458,000 |
| Net interest income | 609,000 | 1,226,000 | 1,868,000 | 2,529,000 |
| Noninterest income | 24,000 | 53,000 | 89,000 | 128,000 |
| Noninterest expense | 327,000 | 677,000 | 1,025,000 | 1,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 306,000 | 602,000 | 932,000 | 1,243,000 |
| Income tax | 15,000 | 30,000 | 46,000 | 58,000 |
| Net income | 291,000 | 572,000 | 886,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,057,000 | 6,212,000 | 6,395,000 | 6,468,000 |
| Total capital | 6,710,000 | 6,903,000 | 7,125,000 | 7,208,000 |
| Risk-weighted assets | 52,122,000 | 55,159,000 | 58,372,000 | 59,228,000 |