Call reports 2013
PEOPLES SAVINGS BANK — 2013
What PEOPLES SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,949,000 | 57,650,000 | 58,840,000 | 60,399,000 |
| Total loans | 49,725,000 | 52,741,000 | 54,220,000 | 55,977,000 |
| Allowance for loan losses | 757,000 | 789,000 | 829,000 | 821,000 |
| Securities available for sale | 452,000 | 364,000 | 312,000 | 265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,574,000 | 45,543,000 | 46,645,000 | 47,876,000 |
| Interest-bearing deposits | 41,210,000 | 40,395,000 | 40,841,000 | 40,982,000 |
| Noninterest-bearing deposits | 5,364,000 | 5,148,000 | 5,804,000 | 6,894,000 |
| Equity capital | 5,568,000 | 5,674,000 | 5,846,000 | 5,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,368,000 | 2,091,000 | 2,788,000 |
| Interest expense | 150,000 | 282,000 | 414,000 | 540,000 |
| Net interest income | 531,000 | 1,086,000 | 1,677,000 | 2,248,000 |
| Noninterest income | 24,000 | 50,000 | 83,000 | 108,000 |
| Noninterest expense | 304,000 | 607,000 | 905,000 | 1,230,000 |
| Provision for loan losses | 30,000 | 56,000 | 66,000 | 66,000 |
| Pretax income | 221,000 | 473,000 | 789,000 | 1,060,000 |
| Income tax | 11,000 | 23,000 | 39,000 | 49,000 |
| Net income | 210,000 | 450,000 | 750,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,570,000 | 5,680,000 | 5,850,000 | 5,631,000 |
| Total capital | 6,134,000 | 6,285,000 | 6,480,000 | 6,268,000 |
| Risk-weighted assets | 44,890,000 | 48,475,000 | 49,499,000 | 50,860,000 |