Call reports 2012
PEOPLES SAVINGS BANK — 2012
What PEOPLES SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,920,000 | 59,887,000 | 57,438,000 | 58,288,000 |
| Total loans | 54,407,000 | 53,419,000 | 54,460,000 | 51,767,000 |
| Allowance for loan losses | 700,000 | 774,000 | 793,000 | 713,000 |
| Securities available for sale | 819,000 | 733,000 | 638,000 | 531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,548,000 | 47,424,000 | 44,875,000 | 46,899,000 |
| Interest-bearing deposits | 40,067,000 | 41,729,000 | 40,125,000 | 39,665,000 |
| Noninterest-bearing deposits | 5,481,000 | 5,695,000 | 4,750,000 | 7,234,000 |
| Equity capital | 5,505,000 | 5,612,000 | 5,705,000 | 5,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,537,000 | 2,283,000 | 2,997,000 |
| Interest expense | 192,000 | 372,000 | 544,000 | 705,000 |
| Net interest income | 586,000 | 1,165,000 | 1,739,000 | 2,292,000 |
| Noninterest income | 34,000 | 64,000 | 71,000 | 100,000 |
| Noninterest expense | 304,000 | 599,000 | 895,000 | 1,221,000 |
| Provision for loan losses | 60,000 | 120,000 | 164,000 | 90,000 |
| Pretax income | 256,000 | 510,000 | 751,000 | 1,081,000 |
| Income tax | 13,000 | 25,000 | 37,000 | 51,000 |
| Net income | 243,000 | 485,000 | 714,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,497,000 | 5,607,000 | 5,703,000 | 5,587,000 |
| Total capital | 6,113,000 | 6,213,000 | 6,323,000 | 6,177,000 |
| Risk-weighted assets | 49,197,000 | 48,335,000 | 49,418,000 | 47,092,000 |