Call reports 2011
PEOPLES SAVINGS BANK — 2011
What PEOPLES SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,194,000 | 60,289,000 | 59,178,000 | 59,213,000 |
| Total loans | 53,907,000 | 54,327,000 | 54,820,000 | 51,929,000 |
| Allowance for loan losses | 624,000 | 645,000 | 659,000 | 702,000 |
| Securities available for sale | 2,020,000 | 1,158,000 | 1,001,000 | 803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,123,000 | 47,995,000 | 45,996,000 | 46,889,000 |
| Interest-bearing deposits | 41,666,000 | 43,869,000 | 41,818,000 | 40,624,000 |
| Noninterest-bearing deposits | 4,457,000 | 4,126,000 | 4,178,000 | 6,265,000 |
| Equity capital | 5,263,000 | 5,361,000 | 5,524,000 | 5,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,629,000 | 2,442,000 | 3,233,000 |
| Interest expense | 230,000 | 464,000 | 689,000 | 898,000 |
| Net interest income | 575,000 | 1,165,000 | 1,753,000 | 2,335,000 |
| Noninterest income | 26,000 | 11,000 | 41,000 | 63,000 |
| Noninterest expense | 312,000 | 599,000 | 869,000 | 1,147,000 |
| Provision for loan losses | 60,000 | 80,000 | 130,000 | 190,000 |
| Pretax income | 229,000 | 497,000 | 795,000 | 1,061,000 |
| Income tax | 12,000 | 25,000 | 40,000 | 49,000 |
| Net income | 217,000 | 472,000 | 755,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,244,000 | 5,351,000 | 5,516,000 | 5,456,000 |
| Total capital | 5,868,000 | 5,996,000 | 6,130,000 | 6,039,000 |
| Risk-weighted assets | 50,317,000 | 51,573,000 | 49,100,000 | 46,386,000 |