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Call reports 2007

PEOPLES SAVINGS BANK — 2007

What PEOPLES SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/04a64568-93aa-43e5-9c5a-5ac8d1aec156/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets52,389,00053,134,00053,054,00052,887,000
Total loans49,056,00050,182,00049,550,00049,850,000
Allowance for loan losses604,000530,000547,000561,000
Securities available for sale1,149,000497,000536,000346,000
Securities held to maturity0000
Trading assets0000
Total deposits43,362,00044,056,00044,089,00043,983,000
Interest-bearing deposits40,476,00041,516,00041,585,00040,875,000
Noninterest-bearing deposits2,886,0002,540,0002,504,0003,108,000
Equity capital4,208,0004,388,0004,505,0004,503,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income930,0001,899,0002,880,0003,857,000
Interest expense438,000890,0001,363,0001,815,000
Net interest income492,0001,009,0001,517,0002,042,000
Noninterest income30,00064,000116,000155,000
Noninterest expense274,000518,000761,0001,011,000
Provision for loan losses15,00065,00080,00095,000
Pretax income233,000490,000792,0001,091,000
Income tax12,00024,00039,00052,000
Net income221,000466,000753,0001,039,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital4,210,0004,390,0004,507,0004,505,000
Total capital4,782,0004,920,0005,054,0005,066,000
Risk-weighted assets45,716,00047,035,00046,587,00045,555,000

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