Call reports 2016
FIRST AMERICAN NATIONAL BANK — 2016
What FIRST AMERICAN NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 261,371,000 | 258,220,000 | 258,076,000 | 255,445,000 |
| Total loans | 126,497,000 | 126,544,000 | 128,305,000 | 129,099,000 |
| Allowance for loan losses | 1,876,000 | 1,865,000 | 1,823,000 | 1,782,000 |
| Securities available for sale | 67,197,000 | 70,797,000 | 72,418,000 | 71,743,000 |
| Securities held to maturity | 26,404,000 | 21,887,000 | 18,432,000 | 16,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,782,000 | 225,004,000 | 227,151,000 | 225,461,000 |
| Interest-bearing deposits | 192,931,000 | 189,734,000 | 192,041,000 | 191,392,000 |
| Noninterest-bearing deposits | 35,851,000 | 35,270,000 | 35,110,000 | 34,069,000 |
| Equity capital | 28,260,000 | 28,788,000 | 28,734,000 | 27,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,275,000 | 4,560,000 | 6,770,000 | 9,077,000 |
| Interest expense | 149,000 | 296,000 | 436,000 | 601,000 |
| Net interest income | 2,126,000 | 4,264,000 | 6,334,000 | 8,476,000 |
| Noninterest income | 579,000 | 1,140,000 | 1,700,000 | 2,506,000 |
| Noninterest expense | 2,470,000 | 4,944,000 | 7,347,000 | 9,667,000 |
| Provision for loan losses | 226,000 | 226,000 | 226,000 | 226,000 |
| Pretax income | 22,000 | 281,000 | 508,000 | 1,135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 281,000 | 508,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,751,000 | 27,960,000 | 28,004,000 | 28,445,000 |
| Total capital | 29,614,000 | 29,800,000 | 29,827,000 | 30,227,000 |
| Risk-weighted assets | 149,026,000 | 147,128,000 | 146,107,000 | 146,453,000 |