Call reports 2015
FIRST AMERICAN NATIONAL BANK — 2015
What FIRST AMERICAN NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 266,947,000 | 263,859,000 | 262,783,000 | 267,119,000 |
| Total loans | 120,502,000 | 122,963,000 | 122,511,000 | 124,777,000 |
| Allowance for loan losses | 1,573,000 | 1,821,000 | 1,708,000 | 1,759,000 |
| Securities available for sale | 76,156,000 | 80,613,000 | 76,047,000 | 77,093,000 |
| Securities held to maturity | 26,164,000 | 28,917,000 | 26,642,000 | 26,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,707,000 | 230,181,000 | 229,344,000 | 234,654,000 |
| Interest-bearing deposits | 202,473,000 | 199,236,000 | 198,029,000 | 203,162,000 |
| Noninterest-bearing deposits | 31,234,000 | 30,945,000 | 31,315,000 | 31,492,000 |
| Equity capital | 28,379,000 | 28,143,000 | 28,591,000 | 27,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,175,000 | 4,483,000 | 6,768,000 | 9,040,000 |
| Interest expense | 177,000 | 341,000 | 503,000 | 658,000 |
| Net interest income | 1,998,000 | 4,142,000 | 6,265,000 | 8,382,000 |
| Noninterest income | 578,000 | 1,270,000 | 1,946,000 | 2,792,000 |
| Noninterest expense | 2,270,000 | 4,527,000 | 6,877,000 | 9,507,000 |
| Provision for loan losses | 5,000 | 250,000 | 394,000 | 511,000 |
| Pretax income | 399,000 | 752,000 | 1,078,000 | 1,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 752,000 | 1,078,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,029,000 | 27,200,000 | 26,755,000 | 27,289,000 |
| Total capital | 28,602,000 | 29,021,000 | 28,463,000 | 29,048,000 |
| Risk-weighted assets | 158,214,000 | 150,318,000 | 151,358,000 | 152,639,000 |