Call reports 2006
INDEPENDENT BANK OF TEXAS — 2006
What INDEPENDENT BANK OF TEXAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 51,104,000 | 54,176,000 | 58,183,000 | 67,200,000 |
| Total loans | 34,121,000 | 34,534,000 | 40,864,000 | 48,969,000 |
| Allowance for loan losses | 376,000 | 388,000 | 449,000 | 544,000 |
| Securities available for sale | 9,498,000 | 9,303,000 | 9,312,000 | 9,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,880,000 | 45,015,000 | 45,576,000 | 55,199,000 |
| Interest-bearing deposits | 32,749,000 | 32,052,000 | 34,673,000 | 42,097,000 |
| Noninterest-bearing deposits | 9,131,000 | 12,963,000 | 10,903,000 | 13,102,000 |
| Equity capital | 7,798,000 | 7,742,000 | 7,761,000 | 7,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,711,000 | 2,716,000 | 3,881,000 |
| Interest expense | 311,000 | 647,000 | 1,026,000 | 1,519,000 |
| Net interest income | 488,000 | 1,064,000 | 1,690,000 | 2,362,000 |
| Noninterest income | 34,000 | 73,000 | 106,000 | 140,000 |
| Noninterest expense | 517,000 | 1,102,000 | 1,796,000 | 2,518,000 |
| Provision for loan losses | 34,000 | 48,000 | 109,000 | 205,000 |
| Pretax income | -29,000 | -13,000 | -109,000 | -221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -29,000 | -13,000 | -109,000 | -221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,936,000 | 7,953,000 | 7,857,000 | 7,747,000 |
| Total capital | 8,312,000 | 8,341,000 | 8,305,000 | 8,291,000 |
| Risk-weighted assets | 35,471,000 | 36,772,000 | 43,706,000 | 52,424,000 |
Machine access — free, no API key
Every figure shown here about INDEPENDENT BANK OF TEXAS — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.