Call reports 2025
GATEWAY BANK — 2025
What GATEWAY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 178,705,000 | 177,827,000 | 168,849,000 | 173,218,000 |
| Total loans | 159,190,000 | 157,208,000 | 154,123,000 | 157,602,000 |
| Allowance for loan losses | 2,065,000 | 2,095,000 | 2,001,000 | 1,795,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 611,000 | 610,000 | 358,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,817,000 | 157,156,000 | 150,689,000 | 154,961,000 |
| Interest-bearing deposits | 145,640,000 | 146,549,000 | 140,696,000 | 145,756,000 |
| Noninterest-bearing deposits | 11,177,000 | 10,607,000 | 9,993,000 | 9,205,000 |
| Equity capital | 16,913,000 | 16,749,000 | 17,240,000 | 17,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,260,000 | 6,623,000 | 9,826,000 | 13,049,000 |
| Interest expense | 1,523,000 | 3,024,000 | 4,504,000 | 5,914,000 |
| Net interest income | 1,737,000 | 3,599,000 | 5,322,000 | 7,135,000 |
| Noninterest income | 58,000 | 134,000 | 200,000 | 251,000 |
| Noninterest expense | 1,256,000 | 2,528,000 | 3,826,000 | 5,135,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 118,000 |
| Pretax income | 509,000 | 1,145,000 | 1,636,000 | 2,133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 509,000 | 1,145,000 | 1,636,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,913,000 | 16,749,000 | 17,240,000 | 17,337,000 |