Call reports 2022
GATEWAY BANK — 2022
What GATEWAY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 110,708,000 | 114,916,000 | 113,658,000 | 122,824,000 |
| Total loans | 92,407,000 | 99,416,000 | 108,086,000 | 117,906,000 |
| Allowance for loan losses | 1,420,000 | 1,488,000 | 1,635,000 | 1,789,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,362,000 | 1,354,000 | 1,084,000 | 1,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,948,000 | 100,491,000 | 95,778,000 | 99,479,000 |
| Interest-bearing deposits | 79,884,000 | 82,010,000 | 77,766,000 | 81,454,000 |
| Noninterest-bearing deposits | 17,064,000 | 18,481,000 | 18,012,000 | 18,025,000 |
| Equity capital | 10,634,000 | 11,207,000 | 11,725,000 | 12,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,740,000 | 4,344,000 | 6,084,000 |
| Interest expense | 103,000 | 223,000 | 432,000 | 785,000 |
| Net interest income | 1,224,000 | 2,517,000 | 3,912,000 | 5,299,000 |
| Noninterest income | 36,000 | 68,000 | 112,000 | 153,000 |
| Noninterest expense | 750,000 | 1,434,000 | 2,208,000 | 3,034,000 |
| Provision for loan losses | 52,000 | 120,000 | 267,000 | 421,000 |
| Pretax income | 458,000 | 1,031,000 | 1,549,000 | 1,997,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 458,000 | 1,031,000 | 1,549,000 | 1,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,634,000 | 11,207,000 | 11,725,000 | 12,173,000 |