Call reports 2019
GATEWAY BANK — 2019
What GATEWAY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,092,000 | 77,190,000 | 76,074,000 | 76,536,000 |
| Total loans | 61,385,000 | 62,828,000 | 62,559,000 | 64,702,000 |
| Allowance for loan losses | 697,000 | 754,000 | 787,000 | 853,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,655,000 | 4,552,000 | 3,646,000 | 3,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,138,000 | 64,832,000 | 65,118,000 | 65,231,000 |
| Interest-bearing deposits | 57,114,000 | 57,282,000 | 57,385,000 | 57,701,000 |
| Noninterest-bearing deposits | 8,024,000 | 7,550,000 | 7,733,000 | 7,530,000 |
| Equity capital | 8,662,000 | 8,548,000 | 8,746,000 | 9,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,926,000 | 2,931,000 | 3,955,000 |
| Interest expense | 273,000 | 580,000 | 876,000 | 1,157,000 |
| Net interest income | 661,000 | 1,346,000 | 2,055,000 | 2,798,000 |
| Noninterest income | 91,000 | -8,000 | 72,000 | 117,000 |
| Noninterest expense | 597,000 | 1,213,000 | 1,784,000 | 2,248,000 |
| Provision for loan losses | 55,000 | 114,000 | 134,000 | 144,000 |
| Pretax income | 100,000 | 11,000 | 209,000 | 523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 11,000 | 209,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,629,000 | 8,521,000 | 8,724,000 | 9,044,000 |
| Total capital | 9,326,000 | 9,240,000 | 9,424,000 | 9,760,000 |
| Risk-weighted assets | 58,652,000 | 57,488,000 | 55,946,000 | 57,144,000 |