Call reports 2018
GATEWAY BANK — 2018
What GATEWAY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,641,000 | 76,830,000 | 71,383,000 | 73,256,000 |
| Total loans | 58,272,000 | 59,025,000 | 54,216,000 | 57,471,000 |
| Allowance for loan losses | 642,000 | 693,000 | 631,000 | 638,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,317,000 | 5,528,000 | 5,190,000 | 4,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,920,000 | 68,059,000 | 62,610,000 | 64,520,000 |
| Interest-bearing deposits | 62,390,000 | 61,081,000 | 54,920,000 | 56,036,000 |
| Noninterest-bearing deposits | 6,530,000 | 6,978,000 | 7,690,000 | 8,484,000 |
| Equity capital | 8,514,000 | 8,623,000 | 8,613,000 | 8,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,754,000 | 2,635,000 | 3,544,000 |
| Interest expense | 188,000 | 382,000 | 603,000 | 835,000 |
| Net interest income | 681,000 | 1,372,000 | 2,032,000 | 2,709,000 |
| Noninterest income | 84,000 | 153,000 | 231,000 | 307,000 |
| Noninterest expense | 568,000 | 1,139,000 | 1,697,000 | 2,295,000 |
| Provision for loan losses | 30,000 | 60,000 | 140,000 | 211,000 |
| Pretax income | 167,000 | 326,000 | 426,000 | 510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 326,000 | 426,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,459,000 | 8,574,000 | 8,569,000 | 8,608,000 |
| Total capital | 9,040,000 | 9,150,000 | 9,193,000 | 9,246,000 |
| Risk-weighted assets | 46,538,000 | 46,069,000 | 49,923,000 | 53,528,000 |