Call reports 2017
GATEWAY BANK — 2017
What GATEWAY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 68,898,000 | 70,708,000 | 75,819,000 | 75,240,000 |
| Total loans | 52,448,000 | 55,064,000 | 58,327,000 | 58,251,000 |
| Allowance for loan losses | 612,000 | 632,000 | 710,000 | 606,000 |
| Securities available for sale | 5,150,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 5,379,000 | 5,372,000 | 5,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,521,000 | 62,268,000 | 67,310,000 | 66,616,000 |
| Interest-bearing deposits | 55,011,000 | 55,263,000 | 60,443,000 | 60,132,000 |
| Noninterest-bearing deposits | 6,510,000 | 7,005,000 | 6,867,000 | 6,484,000 |
| Equity capital | 7,232,000 | 8,299,000 | 8,340,000 | 8,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,483,000 | 2,320,000 | 3,188,000 |
| Interest expense | 117,000 | 248,000 | 396,000 | 568,000 |
| Net interest income | 593,000 | 1,235,000 | 1,924,000 | 2,620,000 |
| Noninterest income | 56,000 | 98,000 | 182,000 | 247,000 |
| Noninterest expense | 573,000 | 1,131,000 | 1,688,000 | 2,262,000 |
| Provision for loan losses | 50,000 | 95,000 | 170,000 | 245,000 |
| Pretax income | 26,000 | 107,000 | 248,000 | 360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 107,000 | 248,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,267,000 | 8,299,000 | 8,340,000 | 8,382,000 |
| Total capital | 7,879,000 | 8,931,000 | 9,030,000 | 8,952,000 |
| Risk-weighted assets | 52,670,000 | 54,302,000 | 56,187,000 | 45,627,000 |