Call reports 2016
GATEWAY BANK — 2016
What GATEWAY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,670,000 | 55,334,000 | 58,166,000 | 62,218,000 |
| Total loans | 35,670,000 | 38,808,000 | 40,815,000 | 46,061,000 |
| Allowance for loan losses | 436,000 | 476,000 | 452,000 | 554,000 |
| Securities available for sale | 4,840,000 | 5,050,000 | 5,026,000 | 5,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,055,000 | 49,741,000 | 52,626,000 | 55,394,000 |
| Interest-bearing deposits | 39,707,000 | 43,204,000 | 46,234,000 | 48,729,000 |
| Noninterest-bearing deposits | 7,348,000 | 6,537,000 | 6,392,000 | 6,665,000 |
| Equity capital | 5,522,000 | 5,510,000 | 5,452,000 | 6,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,209,000 | 1,830,000 | 2,552,000 |
| Interest expense | 66,000 | 138,000 | 227,000 | 328,000 |
| Net interest income | 564,000 | 1,071,000 | 1,603,000 | 2,224,000 |
| Noninterest income | 22,000 | 43,000 | 72,000 | 98,000 |
| Noninterest expense | 415,000 | 819,000 | 1,243,000 | 1,764,000 |
| Provision for loan losses | 65,000 | 95,000 | 180,000 | 270,000 |
| Pretax income | 106,000 | 200,000 | 252,000 | 288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 200,000 | 252,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,469,000 | 5,438,000 | 5,390,000 | 6,756,000 |
| Total capital | 5,905,000 | 5,914,000 | 5,842,000 | 7,310,000 |
| Risk-weighted assets | 40,753,000 | 43,579,000 | 46,146,000 | 51,879,000 |