Call reports 2015
GATEWAY BANK — 2015
What GATEWAY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,216,000 | 34,879,000 | 42,474,000 | 47,709,000 |
| Total loans | 22,537,000 | 22,786,000 | 25,827,000 | 30,621,000 |
| Allowance for loan losses | 504,000 | 534,000 | 284,000 | 366,000 |
| Securities available for sale | 3,363,000 | 4,336,000 | 4,262,000 | 5,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,662,000 | 29,836,000 | 37,979,000 | 42,714,000 |
| Interest-bearing deposits | 24,134,000 | 24,105,000 | 31,867,000 | 35,965,000 |
| Noninterest-bearing deposits | 5,528,000 | 5,731,000 | 6,112,000 | 6,748,000 |
| Equity capital | 4,480,000 | 4,467,000 | 4,439,000 | 4,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 847,000 | 1,283,000 | 1,870,000 |
| Interest expense | 25,000 | 52,000 | 86,000 | 145,000 |
| Net interest income | 390,000 | 795,000 | 1,197,000 | 1,725,000 |
| Noninterest income | 21,000 | 46,000 | 77,000 | 99,000 |
| Noninterest expense | 281,000 | 586,000 | 1,006,000 | 1,404,000 |
| Provision for loan losses | 0 | 33,000 | 38,000 | 220,000 |
| Pretax income | 130,000 | 222,000 | 230,000 | 200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 222,000 | 230,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,423,000 | 4,450,000 | 4,393,000 | 4,863,000 |
| Total capital | 4,742,000 | 4,779,000 | 4,677,000 | 5,230,000 |
| Risk-weighted assets | 25,398,000 | 26,112,000 | 30,088,000 | 35,690,000 |