Call reports 2013
GATEWAY BANK — 2013
What GATEWAY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 25,012,000 | 24,252,000 | 23,941,000 | 25,782,000 |
| Total loans | 10,493,000 | 10,755,000 | 14,993,000 | 15,433,000 |
| Allowance for loan losses | 1,248,000 | 1,244,000 | 1,206,000 | 64,000 |
| Securities available for sale | 3,032,000 | 2,272,000 | 2,204,000 | 3,539,000 |
| Securities held to maturity | 1,406,000 | 1,259,000 | 1,230,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,902,000 | 20,129,000 | 19,811,000 | 21,598,000 |
| Interest-bearing deposits | 16,899,000 | 16,196,000 | 16,027,000 | 17,476,000 |
| Noninterest-bearing deposits | 4,003,000 | 3,933,000 | 3,784,000 | 4,122,000 |
| Equity capital | 4,099,000 | 4,109,000 | 4,120,000 | 4,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 395,000 | 595,000 | 402,000 |
| Interest expense | 15,000 | 30,000 | 44,000 | 15,000 |
| Net interest income | 205,000 | 365,000 | 551,000 | 387,000 |
| Noninterest income | 15,000 | 88,000 | 92,000 | 24,000 |
| Noninterest expense | 230,000 | 421,000 | 643,000 | 266,000 |
| Provision for loan losses | 0 | 0 | 0 | 107,000 |
| Pretax income | -10,000 | 32,000 | 0 | 37,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | 32,000 | 0 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,097,000 | 4,139,000 | 4,108,000 | 4,191,000 |
| Total capital | 4,250,000 | 4,287,000 | 4,296,000 | 4,255,000 |
| Risk-weighted assets | 11,304,000 | 10,806,000 | 13,976,000 | 15,749,000 |