Call reports 2012
GATEWAY BANK — 2012
What GATEWAY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,446,000 | 27,934,000 | 25,625,000 | 26,013,000 |
| Total loans | 12,945,000 | 12,367,000 | 11,540,000 | 11,587,000 |
| Allowance for loan losses | 402,000 | 1,881,000 | 1,799,000 | 1,436,000 |
| Securities available for sale | 2,917,000 | 3,658,000 | 3,619,000 | 3,471,000 |
| Securities held to maturity | 1,599,000 | 1,555,000 | 1,486,000 | 1,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,874,000 | 23,742,000 | 21,396,000 | 21,876,000 |
| Interest-bearing deposits | 11,553,000 | 11,210,000 | 10,508,000 | 17,391,000 |
| Noninterest-bearing deposits | 12,321,000 | 12,532,000 | 10,888,000 | 4,485,000 |
| Equity capital | 5,557,000 | 4,180,000 | 4,214,000 | 4,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 595,000 | 838,000 | 1,056,000 |
| Interest expense | 23,000 | 44,000 | 61,000 | 79,000 |
| Net interest income | 276,000 | 551,000 | 777,000 | 977,000 |
| Noninterest income | 11,000 | 29,000 | 45,000 | 59,000 |
| Noninterest expense | 134,000 | 333,000 | 550,000 | 828,000 |
| Provision for loan losses | 0 | 1,475,000 | 1,480,000 | 1,480,000 |
| Pretax income | 153,000 | -1,228,000 | -1,208,000 | -1,272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | -1,228,000 | -1,208,000 | -1,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,532,000 | 4,151,000 | 4,171,000 | 4,107,000 |
| Total capital | 5,725,000 | 4,339,000 | 4,343,000 | 4,279,000 |
| Risk-weighted assets | 15,266,000 | 13,328,000 | 12,125,000 | 12,833,000 |