Call reports 2011
GATEWAY BANK — 2011
What GATEWAY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,093,000 | 30,982,000 | 29,855,000 | 30,120,000 |
| Total loans | 15,232,000 | 13,932,000 | 13,917,000 | 13,016,000 |
| Allowance for loan losses | 354,000 | 355,000 | 349,000 | 401,000 |
| Securities available for sale | 3,839,000 | 3,913,000 | 2,835,000 | 3,523,000 |
| Securities held to maturity | 2,411,000 | 2,591,000 | 2,397,000 | 1,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,572,000 | 25,238,000 | 24,233,000 | 24,447,000 |
| Interest-bearing deposits | 16,777,000 | 17,948,000 | 12,962,000 | 12,545,000 |
| Noninterest-bearing deposits | 7,795,000 | 7,290,000 | 11,271,000 | 11,902,000 |
| Equity capital | 5,499,000 | 5,721,000 | 5,602,000 | 5,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 652,000 | 1,013,000 | 1,298,000 |
| Interest expense | 46,000 | 88,000 | 129,000 | 158,000 |
| Net interest income | 302,000 | 564,000 | 884,000 | 1,140,000 |
| Noninterest income | 146,000 | 173,000 | 177,000 | 195,000 |
| Noninterest expense | 161,000 | 336,000 | 783,000 | 954,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 287,000 | 401,000 | 278,000 | 331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 401,000 | 278,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,559,000 | 5,673,000 | 5,550,000 | 5,369,000 |
| Total capital | 5,784,000 | 5,888,000 | 5,749,000 | 5,565,000 |
| Risk-weighted assets | 17,143,000 | 16,411,000 | 15,855,000 | 15,494,000 |