Call reports 2025
UNION BANK — 2025
What UNION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 238,571,000 | 236,525,000 | 238,847,000 | 240,454,000 |
| Total loans | 86,928,000 | 88,614,000 | 92,905,000 | 95,336,000 |
| Allowance for loan losses | 683,000 | 683,000 | 683,000 | 680,000 |
| Securities available for sale | 79,784,000 | 80,202,000 | 81,921,000 | 82,511,000 |
| Securities held to maturity | 28,767,000 | 28,762,000 | 28,759,000 | 28,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,509,000 | 214,770,000 | 215,985,000 | 217,046,000 |
| Interest-bearing deposits | 157,046,000 | 152,453,000 | 152,725,000 | 155,096,000 |
| Noninterest-bearing deposits | 60,463,000 | 62,317,000 | 63,260,000 | 61,950,000 |
| Equity capital | 19,293,000 | 19,923,000 | 21,215,000 | 21,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,430,000 | 5,014,000 | 7,653,000 | 10,294,000 |
| Interest expense | 1,026,000 | 2,022,000 | 2,979,000 | 3,901,000 |
| Net interest income | 1,404,000 | 2,992,000 | 4,674,000 | 6,393,000 |
| Noninterest income | 224,000 | 485,000 | 750,000 | 984,000 |
| Noninterest expense | 1,592,000 | 3,078,000 | 4,516,000 | 6,010,000 |
| Provision for loan losses | -45,000 | -45,000 | -45,000 | -45,000 |
| Pretax income | 36,000 | 399,000 | 908,000 | 1,367,000 |
| Income tax | -14,000 | 36,000 | 116,000 | 240,000 |
| Net income | 50,000 | 363,000 | 792,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,007,000 | 25,132,000 | 25,561,000 | 25,707,000 |
| Total capital | 25,735,000 | 25,860,000 | 26,290,000 | 26,432,000 |
| Risk-weighted assets | 115,358,000 | 116,124,000 | 117,891,000 | 118,620,000 |