Call reports 2023
UNION BANK — 2023
What UNION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 216,229,000 | 216,940,000 | 216,807,000 | 223,828,000 |
| Total loans | 78,208,000 | 77,885,000 | 76,049,000 | 76,704,000 |
| Allowance for loan losses | 1,459,000 | 1,451,000 | 1,454,000 | 801,000 |
| Securities available for sale | 82,059,000 | 78,169,000 | 73,218,000 | 74,127,000 |
| Securities held to maturity | 28,783,000 | 28,793,000 | 28,789,000 | 28,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,411,000 | 198,437,000 | 199,507,000 | 203,899,000 |
| Interest-bearing deposits | 134,049,000 | 137,374,000 | 138,445,000 | 144,369,000 |
| Noninterest-bearing deposits | 63,363,000 | 61,064,000 | 61,062,000 | 59,530,000 |
| Equity capital | 17,794,000 | 17,203,000 | 15,712,000 | 18,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,699,000 | 5,693,000 | 7,738,000 |
| Interest expense | 299,000 | 832,000 | 1,556,000 | 2,456,000 |
| Net interest income | 1,540,000 | 2,867,000 | 4,137,000 | 5,282,000 |
| Noninterest income | 212,000 | 430,000 | 663,000 | 890,000 |
| Noninterest expense | 1,581,000 | 3,249,000 | 4,799,000 | 6,370,000 |
| Provision for loan losses | 0 | 0 | 0 | -654,000 |
| Pretax income | 166,000 | 42,000 | -5,000 | 450,000 |
| Income tax | 9,000 | -39,000 | -70,000 | 17,000 |
| Net income | 157,000 | 81,000 | 65,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,396,000 | 25,134,000 | 25,117,000 | 25,297,000 |
| Total capital | 26,730,000 | 26,468,000 | 26,435,000 | 26,098,000 |
| Risk-weighted assets | 106,611,000 | 106,573,000 | 105,369,000 | 107,869,000 |