Call reports 2022
UNION BANK — 2022
What UNION BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 239,273,000 | 243,042,000 | 232,672,000 | 223,362,000 |
| Total loans | 81,167,000 | 81,758,000 | 80,246,000 | 79,750,000 |
| Allowance for loan losses | 1,378,000 | 1,389,000 | 1,406,000 | 1,473,000 |
| Securities available for sale | 85,518,000 | 83,567,000 | 80,372,000 | 83,726,000 |
| Securities held to maturity | 28,511,000 | 28,848,000 | 28,819,000 | 28,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,672,000 | 223,414,000 | 216,479,000 | 205,394,000 |
| Interest-bearing deposits | 148,266,000 | 152,623,000 | 143,951,000 | 139,470,000 |
| Noninterest-bearing deposits | 69,406,000 | 70,790,000 | 72,528,000 | 65,924,000 |
| Equity capital | 20,584,000 | 18,701,000 | 15,298,000 | 16,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,278,000 | 5,098,000 | 6,951,000 |
| Interest expense | 122,000 | 242,000 | 357,000 | 490,000 |
| Net interest income | 1,499,000 | 3,036,000 | 4,741,000 | 6,461,000 |
| Noninterest income | 199,000 | 546,000 | 754,000 | 963,000 |
| Noninterest expense | 1,467,000 | 3,104,000 | 4,612,000 | 6,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 478,000 | 883,000 | 1,274,000 |
| Income tax | 35,000 | 73,000 | 152,000 | 119,000 |
| Net income | 196,000 | 405,000 | 731,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,657,000 | 24,678,000 | 25,004,000 | 25,240,000 |
| Total capital | 26,035,000 | 26,067,000 | 26,408,000 | 26,617,000 |
| Risk-weighted assets | 112,951,000 | 115,707,000 | 112,356,000 | 110,075,000 |