Call reports 2021
UNION BANK — 2021
What UNION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 232,921,000 | 230,360,000 | 238,143,000 | 243,994,000 |
| Total loans | 93,417,000 | 88,076,000 | 87,287,000 | 81,310,000 |
| Allowance for loan losses | 1,390,000 | 1,400,000 | 1,404,000 | 1,370,000 |
| Securities available for sale | 87,706,000 | 96,220,000 | 102,751,000 | 82,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 27,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,187,000 | 204,923,000 | 212,563,000 | 219,186,000 |
| Interest-bearing deposits | 148,599,000 | 142,861,000 | 149,699,000 | 153,472,000 |
| Noninterest-bearing deposits | 59,588,000 | 62,062,000 | 62,864,000 | 65,714,000 |
| Equity capital | 23,607,000 | 23,980,000 | 24,389,000 | 23,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,223,000 | 5,080,000 | 6,838,000 |
| Interest expense | 186,000 | 349,000 | 498,000 | 637,000 |
| Net interest income | 1,409,000 | 2,874,000 | 4,582,000 | 6,201,000 |
| Noninterest income | 196,000 | 364,000 | 603,000 | 816,000 |
| Noninterest expense | 1,525,000 | 3,093,000 | 4,519,000 | 6,114,000 |
| Provision for loan losses | 48,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 59,000 | 150,000 | 676,000 | 913,000 |
| Income tax | -27,000 | -44,000 | 35,000 | 142,000 |
| Net income | 86,000 | 194,000 | 641,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,208,000 | 24,128,000 | 24,575,000 | 24,461,000 |
| Total capital | 25,598,000 | 25,528,000 | 25,979,000 | 25,831,000 |
| Risk-weighted assets | 119,746,000 | 114,184,000 | 116,157,000 | 113,512,000 |