Call reports 2020
UNION BANK — 2020
What UNION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 202,622,000 | 210,589,000 | 212,590,000 | 221,921,000 |
| Total loans | 97,319,000 | 95,625,000 | 91,714,000 | 93,473,000 |
| Allowance for loan losses | 1,157,000 | 1,919,000 | 1,437,000 | 1,348,000 |
| Securities available for sale | 54,972,000 | 68,167,000 | 81,264,000 | 82,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,856,000 | 184,660,000 | 186,080,000 | 195,729,000 |
| Interest-bearing deposits | 134,648,000 | 134,584,000 | 134,678,000 | 141,396,000 |
| Noninterest-bearing deposits | 42,208,000 | 50,076,000 | 51,401,000 | 54,333,000 |
| Equity capital | 24,573,000 | 24,339,000 | 24,859,000 | 24,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,507,000 | 5,246,000 | 6,818,000 |
| Interest expense | 346,000 | 646,000 | 902,000 | 1,113,000 |
| Net interest income | 1,435,000 | 2,861,000 | 4,344,000 | 5,705,000 |
| Noninterest income | 162,000 | 312,000 | 456,000 | 661,000 |
| Noninterest expense | 1,517,000 | 3,055,000 | 4,464,000 | 5,968,000 |
| Provision for loan losses | 66,000 | 870,000 | 956,000 | 887,000 |
| Pretax income | 14,000 | -730,000 | -574,000 | -404,000 |
| Income tax | -18,000 | -51,000 | -138,000 | -194,000 |
| Net income | 32,000 | -679,000 | -436,000 | -210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,684,000 | 23,785,000 | 24,026,000 | 24,067,000 |
| Total capital | 25,841,000 | 25,202,000 | 25,429,000 | 25,415,000 |
| Risk-weighted assets | 111,312,000 | 112,844,000 | 112,209,000 | 114,984,000 |