Call reports 2019
UNION BANK — 2019
What UNION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 201,373,000 | 198,505,000 | 198,182,000 | 196,736,000 |
| Total loans | 106,755,000 | 102,104,000 | 102,611,000 | 99,172,000 |
| Allowance for loan losses | 1,479,000 | 1,376,000 | 1,413,000 | 1,195,000 |
| Securities available for sale | 53,720,000 | 52,768,000 | 47,577,000 | 47,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,146,000 | 172,722,000 | 172,208,000 | 171,125,000 |
| Interest-bearing deposits | 136,042,000 | 132,972,000 | 131,449,000 | 130,121,000 |
| Noninterest-bearing deposits | 40,104,000 | 39,750,000 | 40,759,000 | 41,004,000 |
| Equity capital | 24,137,000 | 24,505,000 | 24,672,000 | 24,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,899,000 | 5,778,000 | 7,636,000 |
| Interest expense | 312,000 | 678,000 | 1,051,000 | 1,408,000 |
| Net interest income | 1,625,000 | 3,221,000 | 4,727,000 | 6,228,000 |
| Noninterest income | 105,000 | 243,000 | 350,000 | 384,000 |
| Noninterest expense | 1,346,000 | 2,794,000 | 4,216,000 | 5,931,000 |
| Provision for loan losses | 56,000 | 112,000 | 168,000 | 271,000 |
| Pretax income | 287,000 | 378,000 | 379,000 | 411,000 |
| Income tax | 54,000 | 57,000 | 36,000 | 23,000 |
| Net income | 233,000 | 321,000 | 343,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,874,000 | 24,777,000 | 24,796,000 | 24,652,000 |
| Total capital | 26,342,000 | 26,153,000 | 26,209,000 | 25,847,000 |
| Risk-weighted assets | 117,462,000 | 113,415,000 | 114,026,000 | 111,796,000 |