Call reports 2018
UNION BANK — 2018
What UNION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 210,275,000 | 204,045,000 | 200,660,000 | 195,973,000 |
| Total loans | 117,688,000 | 115,792,000 | 110,912,000 | 108,864,000 |
| Allowance for loan losses | 1,338,000 | 1,382,000 | 1,437,000 | 1,447,000 |
| Securities available for sale | 61,075,000 | 58,801,000 | 56,278,000 | 55,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,164,000 | 179,765,000 | 176,478,000 | 171,285,000 |
| Interest-bearing deposits | 147,515,000 | 141,587,000 | 137,536,000 | 135,244,000 |
| Noninterest-bearing deposits | 38,649,000 | 38,178,000 | 38,941,000 | 36,041,000 |
| Equity capital | 22,964,000 | 23,063,000 | 22,935,000 | 23,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,179,000 | 4,373,000 | 6,497,000 | 8,624,000 |
| Interest expense | 260,000 | 524,000 | 785,000 | 1,066,000 |
| Net interest income | 1,919,000 | 3,849,000 | 5,712,000 | 7,558,000 |
| Noninterest income | 170,000 | 405,000 | 580,000 | 759,000 |
| Noninterest expense | 1,523,000 | 2,853,000 | 4,412,000 | 5,936,000 |
| Provision for loan losses | 195,000 | 333,000 | 659,000 | 719,000 |
| Pretax income | 313,000 | 939,000 | 1,009,000 | 1,380,000 |
| Income tax | 60,000 | 202,000 | 214,000 | 275,000 |
| Net income | 253,000 | 737,000 | 795,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,166,000 | 24,463,000 | 24,519,000 | 24,642,000 |
| Total capital | 25,504,000 | 25,845,000 | 25,956,000 | 26,089,000 |
| Risk-weighted assets | 127,971,000 | 125,566,000 | 120,866,000 | 118,370,000 |