Call reports 2017
UNION BANK — 2017
What UNION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,467,000 | 209,903,000 | 209,719,000 | 209,604,000 |
| Total loans | 110,006,000 | 114,908,000 | 115,039,000 | 115,895,000 |
| Allowance for loan losses | 1,381,000 | 1,366,000 | 1,118,000 | 1,270,000 |
| Securities available for sale | 68,660,000 | 68,243,000 | 66,826,000 | 63,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,819,000 | 185,037,000 | 184,360,000 | 185,330,000 |
| Interest-bearing deposits | 150,661,000 | 148,920,000 | 146,597,000 | 145,717,000 |
| Noninterest-bearing deposits | 40,157,000 | 36,116,000 | 37,763,000 | 39,612,000 |
| Equity capital | 22,968,000 | 23,411,000 | 23,757,000 | 23,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,040,000 | 4,237,000 | 6,421,000 | 8,597,000 |
| Interest expense | 272,000 | 547,000 | 823,000 | 1,096,000 |
| Net interest income | 1,768,000 | 3,690,000 | 5,598,000 | 7,501,000 |
| Noninterest income | 199,000 | 390,000 | 368,000 | 127,000 |
| Noninterest expense | 1,610,000 | 3,071,000 | 4,553,000 | 6,059,000 |
| Provision for loan losses | 0 | 0 | 0 | 389,000 |
| Pretax income | 324,000 | 926,000 | 1,296,000 | 993,000 |
| Income tax | 75,000 | 257,000 | 348,000 | 237,000 |
| Net income | 249,000 | 669,000 | 948,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,780,000 | 24,011,000 | 24,291,000 | 23,912,000 |
| Total capital | 25,161,000 | 25,377,000 | 25,409,000 | 25,182,000 |
| Risk-weighted assets | 127,013,000 | 128,531,000 | 128,627,000 | 126,372,000 |