Call reports 2016
UNION BANK — 2016
What UNION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 216,238,000 | 212,984,000 | 211,087,000 | 210,552,000 |
| Total loans | 119,924,000 | 116,756,000 | 111,879,000 | 110,025,000 |
| Allowance for loan losses | 1,861,000 | 1,773,000 | 1,678,000 | 1,631,000 |
| Securities available for sale | 56,464,000 | 61,085,000 | 62,215,000 | 68,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,493,000 | 187,665,000 | 185,661,000 | 186,373,000 |
| Interest-bearing deposits | 154,588,000 | 151,432,000 | 148,288,000 | 147,321,000 |
| Noninterest-bearing deposits | 36,905,000 | 36,233,000 | 37,373,000 | 39,053,000 |
| Equity capital | 23,270,000 | 23,740,000 | 23,845,000 | 22,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,128,000 | 4,256,000 | 6,278,000 | 8,312,000 |
| Interest expense | 283,000 | 561,000 | 838,000 | 1,113,000 |
| Net interest income | 1,845,000 | 3,695,000 | 5,440,000 | 7,199,000 |
| Noninterest income | 148,000 | 293,000 | 484,000 | 670,000 |
| Noninterest expense | 1,572,000 | 3,046,000 | 4,608,000 | 6,113,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 305,000 | 781,000 | 1,131,000 | 1,527,000 |
| Income tax | 40,000 | 212,000 | 285,000 | 409,000 |
| Net income | 265,000 | 569,000 | 846,000 | 1,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,054,000 | 23,170,000 | 23,447,000 | 23,531,000 |
| Total capital | 24,737,000 | 24,807,000 | 25,030,000 | 25,115,000 |
| Risk-weighted assets | 134,474,000 | 130,843,000 | 126,550,000 | 126,658,000 |