Call reports 2014
UNION BANK — 2014
What UNION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 220,384,000 | 213,531,000 | 213,196,000 | 218,170,000 |
| Total loans | 115,898,000 | 117,271,000 | 119,093,000 | 120,185,000 |
| Allowance for loan losses | 2,184,000 | 1,887,000 | 1,756,000 | 2,199,000 |
| Securities available for sale | 64,010,000 | 65,035,000 | 62,149,000 | 55,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,016,000 | 191,277,000 | 190,401,000 | 194,787,000 |
| Interest-bearing deposits | 165,881,000 | 159,673,000 | 158,620,000 | 160,614,000 |
| Noninterest-bearing deposits | 33,135,000 | 31,604,000 | 31,781,000 | 34,173,000 |
| Equity capital | 19,754,000 | 20,830,000 | 21,261,000 | 21,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,250,000 | 4,519,000 | 6,890,000 | 9,158,000 |
| Interest expense | 331,000 | 655,000 | 967,000 | 1,278,000 |
| Net interest income | 1,919,000 | 3,864,000 | 5,923,000 | 7,880,000 |
| Noninterest income | 148,000 | 318,000 | 503,000 | 719,000 |
| Noninterest expense | 1,545,000 | 2,851,000 | 4,250,000 | 5,616,000 |
| Provision for loan losses | 200,000 | 300,000 | 500,000 | 1,119,000 |
| Pretax income | 290,000 | 968,000 | 1,584,000 | 1,745,000 |
| Income tax | 71,000 | 292,000 | 489,000 | 512,000 |
| Net income | 219,000 | 676,000 | 1,095,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,771,000 | 21,228,000 | 21,646,000 | 21,785,000 |
| Total capital | 22,445,000 | 22,878,000 | 23,309,000 | 23,455,000 |
| Risk-weighted assets | 133,439,000 | 131,732,000 | 132,981,000 | 133,088,000 |