Call reports 2013
UNION BANK — 2013
What UNION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 207,543,000 | 202,760,000 | 206,084,000 | 213,028,000 |
| Total loans | 118,753,000 | 117,222,000 | 118,241,000 | 116,679,000 |
| Allowance for loan losses | 2,810,000 | 1,791,000 | 1,966,000 | 2,089,000 |
| Securities available for sale | 48,714,000 | 49,534,000 | 52,269,000 | 56,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,404,000 | 181,465,000 | 184,736,000 | 192,526,000 |
| Interest-bearing deposits | 158,749,000 | 155,205,000 | 155,993,000 | 162,160,000 |
| Noninterest-bearing deposits | 26,655,000 | 26,260,000 | 28,743,000 | 30,366,000 |
| Equity capital | 20,535,000 | 19,656,000 | 19,621,000 | 18,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,331,000 | 6,519,000 | 8,884,000 |
| Interest expense | 401,000 | 782,000 | 1,146,000 | 1,502,000 |
| Net interest income | 1,739,000 | 3,549,000 | 5,373,000 | 7,382,000 |
| Noninterest income | 118,000 | 383,000 | 483,000 | 340,000 |
| Noninterest expense | 1,428,000 | 2,765,000 | 4,017,000 | 5,468,000 |
| Provision for loan losses | 888,000 | 1,188,000 | 1,458,000 | 1,898,000 |
| Pretax income | -459,000 | -10,000 | 392,000 | 165,000 |
| Income tax | -221,000 | -92,000 | 19,000 | -115,000 |
| Net income | -238,000 | 82,000 | 373,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,409,000 | 20,730,000 | 20,832,000 | 20,552,000 |
| Total capital | 22,086,000 | 22,386,000 | 22,512,000 | 22,239,000 |
| Risk-weighted assets | 133,003,000 | 132,309,000 | 133,730,000 | 134,560,000 |