Call reports 2012
UNION BANK — 2012
What UNION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,244,000 | 199,223,000 | 199,239,000 | 201,684,000 |
| Total loans | 121,057,000 | 120,507,000 | 119,039,000 | 119,348,000 |
| Allowance for loan losses | 2,401,000 | 2,308,000 | 2,273,000 | 2,297,000 |
| Securities available for sale | 30,347,000 | 32,211,000 | 36,181,000 | 38,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,017,000 | 177,036,000 | 176,669,000 | 179,073,000 |
| Interest-bearing deposits | 149,340,000 | 151,981,000 | 150,997,000 | 153,453,000 |
| Noninterest-bearing deposits | 25,677,000 | 25,055,000 | 25,672,000 | 25,620,000 |
| Equity capital | 20,631,000 | 20,530,000 | 20,956,000 | 20,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,264,000 | 6,392,000 | 8,508,000 |
| Interest expense | 481,000 | 957,000 | 1,422,000 | 1,858,000 |
| Net interest income | 1,715,000 | 3,307,000 | 4,970,000 | 6,650,000 |
| Noninterest income | 116,000 | 148,000 | 329,000 | 525,000 |
| Noninterest expense | 1,301,000 | 2,587,000 | 3,862,000 | 5,192,000 |
| Provision for loan losses | 100,000 | 250,000 | 550,000 | 825,000 |
| Pretax income | 667,000 | 855,000 | 1,127,000 | 1,398,000 |
| Income tax | 200,000 | 226,000 | 283,000 | 340,000 |
| Net income | 467,000 | 629,000 | 844,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,432,000 | 20,407,000 | 20,621,000 | 20,647,000 |
| Total capital | 22,107,000 | 22,077,000 | 22,271,000 | 22,306,000 |
| Risk-weighted assets | 133,250,000 | 132,952,000 | 131,388,000 | 132,113,000 |