Call reports 2011
UNION BANK — 2011
What UNION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 189,248,000 | 191,118,000 | 190,192,000 | 191,883,000 |
| Total loans | 113,045,000 | 118,704,000 | 121,509,000 | 121,715,000 |
| Allowance for loan losses | 906,000 | 917,000 | 1,235,000 | 2,580,000 |
| Securities available for sale | 39,378,000 | 37,220,000 | 27,109,000 | 32,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,341,000 | 167,794,000 | 167,470,000 | 169,965,000 |
| Interest-bearing deposits | 143,621,000 | 144,577,000 | 143,590,000 | 144,807,000 |
| Noninterest-bearing deposits | 23,720,000 | 23,217,000 | 23,880,000 | 25,158,000 |
| Equity capital | 20,330,000 | 20,714,000 | 20,994,000 | 20,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,164,000 | 4,332,000 | 6,581,000 | 8,836,000 |
| Interest expense | 579,000 | 1,152,000 | 1,703,000 | 2,216,000 |
| Net interest income | 1,585,000 | 3,180,000 | 4,878,000 | 6,620,000 |
| Noninterest income | 211,000 | 361,000 | 475,000 | 688,000 |
| Noninterest expense | 1,278,000 | 2,545,000 | 3,768,000 | 5,098,000 |
| Provision for loan losses | 150,000 | 300,000 | 815,000 | 2,407,000 |
| Pretax income | 368,000 | 696,000 | 1,187,000 | 361,000 |
| Income tax | 67,000 | 120,000 | 236,000 | -176,000 |
| Net income | 301,000 | 576,000 | 951,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,155,000 | 20,230,000 | 20,606,000 | 19,966,000 |
| Total capital | 21,061,000 | 21,147,000 | 21,841,000 | 21,639,000 |
| Risk-weighted assets | 126,182,000 | 130,705,000 | 132,619,000 | 132,894,000 |