Call reports 2010
UNION BANK — 2010
What UNION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 169,662,000 | 172,492,000 | 176,378,000 | 181,377,000 |
| Total loans | 106,011,000 | 109,274,000 | 109,484,000 | 111,813,000 |
| Allowance for loan losses | 1,061,000 | 1,156,000 | 1,096,000 | 1,097,000 |
| Securities available for sale | 34,735,000 | 31,940,000 | 35,455,000 | 34,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,872,000 | 150,649,000 | 154,013,000 | 159,894,000 |
| Interest-bearing deposits | 126,048,000 | 130,659,000 | 133,030,000 | 137,472,000 |
| Noninterest-bearing deposits | 21,824,000 | 19,990,000 | 20,983,000 | 22,422,000 |
| Equity capital | 20,338,000 | 20,413,000 | 20,722,000 | 19,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,119,000 | 6,164,000 | 8,274,000 |
| Interest expense | 554,000 | 1,113,000 | 1,699,000 | 2,293,000 |
| Net interest income | 1,489,000 | 3,006,000 | 4,465,000 | 5,981,000 |
| Noninterest income | 157,000 | 392,000 | 581,000 | 837,000 |
| Noninterest expense | 996,000 | 2,191,000 | 3,374,000 | 5,012,000 |
| Provision for loan losses | 120,000 | 370,000 | 720,000 | 820,000 |
| Pretax income | 530,000 | 837,000 | 952,000 | 986,000 |
| Income tax | 133,000 | 173,000 | 146,000 | 82,000 |
| Net income | 397,000 | 664,000 | 806,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,106,000 | 19,994,000 | 20,136,000 | 19,854,000 |
| Total capital | 21,167,000 | 21,150,000 | 21,232,000 | 20,951,000 |
| Risk-weighted assets | 116,506,000 | 119,756,000 | 121,447,000 | 123,931,000 |