Call reports 2005
UNION BANK — 2005
What UNION BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 135,566,000 | 138,154,000 | 139,891,000 | 139,844,000 |
| Total loans | 76,413,000 | 78,392,000 | 77,518,000 | 75,595,000 |
| Allowance for loan losses | 1,104,000 | 1,128,000 | 1,082,000 | 1,019,000 |
| Securities available for sale | 43,446,000 | 43,598,000 | 46,909,000 | 49,405,000 |
| Securities held to maturity | 154,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,199,000 | 120,660,000 | 121,901,000 | 122,647,000 |
| Interest-bearing deposits | 100,628,000 | 101,186,000 | 102,306,000 | 102,393,000 |
| Noninterest-bearing deposits | 17,571,000 | 19,474,000 | 19,595,000 | 20,254,000 |
| Equity capital | 16,305,000 | 16,424,000 | 16,817,000 | 15,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,831,000 | 3,771,000 | 5,811,000 | 7,900,000 |
| Interest expense | 593,000 | 1,254,000 | 1,981,000 | 2,782,000 |
| Net interest income | 1,238,000 | 2,517,000 | 3,830,000 | 5,118,000 |
| Noninterest income | 205,000 | 438,000 | 668,000 | 931,000 |
| Noninterest expense | 838,000 | 1,787,000 | 2,666,000 | 3,635,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 315,000 |
| Pretax income | 545,000 | 1,048,000 | 1,652,000 | 2,099,000 |
| Income tax | 175,000 | 336,000 | 531,000 | 667,000 |
| Net income | 370,000 | 712,000 | 1,121,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,735,000 | 16,697,000 | 17,105,000 | 16,468,000 |
| Total capital | 17,752,000 | 17,743,000 | 18,144,000 | 17,487,000 |
| Risk-weighted assets | 81,237,000 | 83,597,000 | 83,067,000 | 82,171,000 |
Machine access — free, no API key
Every figure shown here about UNION BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.