Call reports 2026
STATE BANK OF INDUSTRY — 2026
What STATE BANK OF INDUSTRY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 67,060,000 | 64,345,000 |
| Total loans | 38,861,000 | 38,282,000 |
| Allowance for loan losses | 484,000 | 475,000 |
| Securities available for sale | 15,774,000 | 16,210,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 58,363,000 | 55,575,000 |
| Interest-bearing deposits | 52,976,000 | 49,175,000 |
| Noninterest-bearing deposits | 5,387,000 | 6,400,000 |
| Equity capital | 8,368,000 | 8,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 811,000 | 1,619,000 |
| Interest expense | 294,000 | 586,000 |
| Net interest income | 517,000 | 1,033,000 |
| Noninterest income | 18,000 | 49,000 |
| Noninterest expense | 318,000 | 677,000 |
| Provision for loan losses | 8,000 | 0 |
| Pretax income | 217,000 | 405,000 |
| Income tax | 8,000 | 8,000 |
| Net income | 209,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,428,000 | 9,469,000 |
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