Call reports 2024
STATE BANK OF INDUSTRY — 2024
What STATE BANK OF INDUSTRY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 60,468,000 | 59,361,000 | 59,980,000 | 62,258,000 |
| Total loans | 36,224,000 | 36,952,000 | 38,380,000 | 37,769,000 |
| Allowance for loan losses | 503,000 | 514,000 | 505,000 | 515,000 |
| Securities available for sale | 12,902,000 | 12,821,000 | 13,444,000 | 14,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,903,000 | 51,723,000 | 51,809,000 | 54,481,000 |
| Interest-bearing deposits | 46,604,000 | 45,265,000 | 46,211,000 | 49,276,000 |
| Noninterest-bearing deposits | 6,299,000 | 6,458,000 | 5,598,000 | 5,205,000 |
| Equity capital | 7,225,000 | 7,287,000 | 7,766,000 | 7,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,468,000 | 2,234,000 | 2,995,000 |
| Interest expense | 313,000 | 621,000 | 946,000 | 1,278,000 |
| Net interest income | 404,000 | 847,000 | 1,288,000 | 1,717,000 |
| Noninterest income | 17,000 | 52,000 | 64,000 | 96,000 |
| Noninterest expense | 282,000 | 605,000 | 876,000 | 1,264,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 294,000 | 496,000 | 569,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 134,000 | 289,000 | 491,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,805,000 | 8,875,000 | 8,993,000 | 8,982,000 |
| Total capital | 9,183,000 | 9,264,000 | 9,373,000 | — |
| Risk-weighted assets | 40,473,000 | 42,763,000 | 42,854,000 | — |