Call reports 2023
STATE BANK OF INDUSTRY — 2023
What STATE BANK OF INDUSTRY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 57,972,000 | 60,597,000 | 56,069,000 | 58,978,000 |
| Total loans | 32,638,000 | 31,286,000 | 33,645,000 | 35,469,000 |
| Allowance for loan losses | 566,000 | 566,000 | 541,000 | 502,000 |
| Securities available for sale | 14,588,000 | 13,873,000 | 13,939,000 | 13,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,869,000 | 53,491,000 | 48,959,000 | 51,418,000 |
| Interest-bearing deposits | 44,931,000 | 47,148,000 | 43,340,000 | 45,442,000 |
| Noninterest-bearing deposits | 5,938,000 | 6,343,000 | 5,619,000 | 5,976,000 |
| Equity capital | 6,845,000 | 6,812,000 | 6,787,000 | 7,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,167,000 | 1,853,000 | 2,540,000 |
| Interest expense | 125,000 | 302,000 | 551,000 | 813,000 |
| Net interest income | 417,000 | 865,000 | 1,302,000 | 1,727,000 |
| Noninterest income | 17,000 | 30,000 | 59,000 | 117,000 |
| Noninterest expense | 268,000 | 576,000 | 850,000 | 1,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 166,000 | 319,000 | 511,000 | 538,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 160,000 | 313,000 | 505,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,697,000 | 8,765,000 | 8,884,000 | 8,817,000 |
| Total capital | 9,076,000 | 9,144,000 | 9,238,000 | 9,132,000 |
| Risk-weighted assets | 37,848,000 | 37,646,000 | 37,694,000 | 39,713,000 |