Call reports 2022
STATE BANK OF INDUSTRY — 2022
What STATE BANK OF INDUSTRY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 60,003,000 | 56,742,000 | 55,553,000 | 56,026,000 |
| Total loans | 28,432,000 | 31,011,000 | 33,977,000 | 35,159,000 |
| Allowance for loan losses | 328,000 | 317,000 | 317,000 | 316,000 |
| Securities available for sale | 15,343,000 | 14,104,000 | 13,771,000 | 13,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,103,000 | 49,708,000 | 48,677,000 | 48,871,000 |
| Interest-bearing deposits | 44,330,000 | 43,084,000 | 42,275,000 | 40,773,000 |
| Noninterest-bearing deposits | 7,773,000 | 6,624,000 | 6,402,000 | 8,098,000 |
| Equity capital | 7,673,000 | 6,794,000 | 6,618,000 | 6,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 795,000 | 1,272,000 | 1,763,000 |
| Interest expense | 42,000 | 84,000 | 137,000 | 225,000 |
| Net interest income | 349,000 | 711,000 | 1,135,000 | 1,538,000 |
| Noninterest income | 19,000 | 36,000 | 50,000 | 80,000 |
| Noninterest expense | 267,000 | 558,000 | 826,000 | 1,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 189,000 | 359,000 | 502,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 94,000 | 182,000 | 352,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,534,000 | 8,538,000 | 8,624,000 | 8,682,000 |
| Total capital | 8,862,000 | 8,855,000 | 8,941,000 | 8,998,000 |
| Risk-weighted assets | 34,706,000 | 35,885,000 | 38,057,000 | 38,196,000 |