Call reports 2020
STATE BANK OF INDUSTRY — 2020
What STATE BANK OF INDUSTRY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,196,000 | 57,732,000 | 54,891,000 | 54,621,000 |
| Total loans | 35,085,000 | 34,905,000 | 35,138,000 | 34,442,000 |
| Allowance for loan losses | 323,000 | 323,000 | 323,000 | 372,000 |
| Securities available for sale | 9,044,000 | 8,722,000 | 10,428,000 | 10,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,125,000 | 49,101,000 | 46,202,000 | 45,959,000 |
| Interest-bearing deposits | 41,354,000 | 43,362,000 | 40,668,000 | 38,992,000 |
| Noninterest-bearing deposits | 5,771,000 | 5,739,000 | 5,534,000 | 6,967,000 |
| Equity capital | 7,775,000 | 8,326,000 | 8,375,000 | 8,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,059,000 | 1,547,000 | 2,019,000 |
| Interest expense | 133,000 | 251,000 | 354,000 | 438,000 |
| Net interest income | 409,000 | 808,000 | 1,193,000 | 1,581,000 |
| Noninterest income | 38,000 | 50,000 | 61,000 | 86,000 |
| Noninterest expense | 245,000 | 496,000 | 756,000 | 1,028,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 206,000 | 366,000 | 502,000 | 593,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 197,000 | 357,000 | 493,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,073,000 | 8,149,000 | 8,200,000 | 8,208,000 |
| Total capital | — | 8,472,000 | 8,523,000 | 8,580,000 |
| Risk-weighted assets | — | 37,482,000 | 36,192,000 | 36,740,000 |