Call reports 2019
STATE BANK OF INDUSTRY — 2019
What STATE BANK OF INDUSTRY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,669,000 | 52,663,000 | 51,494,000 | 55,056,000 |
| Total loans | 37,075,000 | 37,257,000 | 36,893,000 | 35,543,000 |
| Allowance for loan losses | 353,000 | 346,000 | 346,000 | 327,000 |
| Securities available for sale | 9,091,000 | 8,967,000 | 8,191,000 | 8,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,691,000 | 44,447,000 | 43,135,000 | 46,745,000 |
| Interest-bearing deposits | 41,769,000 | 39,855,000 | 38,439,000 | 40,531,000 |
| Noninterest-bearing deposits | 4,922,000 | 4,592,000 | 4,696,000 | 6,214,000 |
| Equity capital | 7,657,000 | 7,879,000 | 8,004,000 | 7,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,125,000 | 1,687,000 | 2,219,000 |
| Interest expense | 121,000 | 249,000 | 380,000 | 512,000 |
| Net interest income | 436,000 | 876,000 | 1,307,000 | 1,707,000 |
| Noninterest income | 16,000 | 36,000 | 50,000 | 87,000 |
| Noninterest expense | 257,000 | 508,000 | 753,000 | 1,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 404,000 | 606,000 | 774,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 188,000 | 397,000 | 599,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,713,000 | 7,839,000 | 7,957,000 | 7,960,000 |
| Total capital | 8,066,000 | 8,185,000 | 8,303,000 | 8,287,000 |
| Risk-weighted assets | 36,226,000 | 37,166,000 | 36,345,000 | 36,745,000 |