Call reports 2017
STATE BANK OF INDUSTRY — 2017
What STATE BANK OF INDUSTRY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,250,000 | 53,112,000 | 50,812,000 | 56,672,000 |
| Total loans | 35,319,000 | 36,004,000 | 35,771,000 | 39,301,000 |
| Allowance for loan losses | 271,000 | 273,000 | 297,000 | 260,000 |
| Securities available for sale | 11,732,000 | 11,618,000 | 10,447,000 | 9,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,845,000 | 45,440,000 | 43,099,000 | 49,120,000 |
| Interest-bearing deposits | 40,691,000 | 40,301,000 | 37,982,000 | 43,914,000 |
| Noninterest-bearing deposits | 6,154,000 | 5,139,000 | 5,117,000 | 5,206,000 |
| Equity capital | 7,079,000 | 7,332,000 | 7,359,000 | 7,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,003,000 | 1,526,000 | 2,029,000 |
| Interest expense | 73,000 | 149,000 | 225,000 | 310,000 |
| Net interest income | 425,000 | 854,000 | 1,301,000 | 1,719,000 |
| Noninterest income | 20,000 | 44,000 | 60,000 | 83,000 |
| Noninterest expense | 254,000 | 506,000 | 775,000 | 1,048,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 140,000 |
| Pretax income | 191,000 | 372,000 | 544,000 | 622,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 181,000 | 362,000 | 534,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,193,000 | 7,266,000 | 7,329,000 | 7,299,000 |
| Total capital | 7,464,000 | 7,539,000 | 7,626,000 | 7,559,000 |
| Risk-weighted assets | 36,833,000 | 37,285,000 | 36,742,000 | 40,400,000 |