Call reports 2013
STATE BANK OF INDUSTRY — 2013
What STATE BANK OF INDUSTRY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 45,529,000 | 46,014,000 | 45,139,000 | 47,360,000 |
| Total loans | 28,014,000 | 28,180,000 | 29,469,000 | 29,117,000 |
| Allowance for loan losses | 308,000 | 309,000 | 305,000 | 279,000 |
| Securities available for sale | 11,876,000 | 12,920,000 | 12,556,000 | 13,606,000 |
| Securities held to maturity | 35,000 | 35,000 | 35,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,431,000 | 40,071,000 | 39,098,000 | 41,313,000 |
| Interest-bearing deposits | 34,519,000 | 35,631,000 | 34,846,000 | 35,594,000 |
| Noninterest-bearing deposits | 4,912,000 | 4,440,000 | 4,252,000 | 5,719,000 |
| Equity capital | 5,784,000 | 5,602,000 | 5,680,000 | 5,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 904,000 | 1,368,000 | 1,835,000 |
| Interest expense | 63,000 | 131,000 | 197,000 | 260,000 |
| Net interest income | 387,000 | 773,000 | 1,171,000 | 1,575,000 |
| Noninterest income | 36,000 | 41,000 | 108,000 | 166,000 |
| Noninterest expense | 224,000 | 481,000 | 661,000 | 926,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 199,000 | 333,000 | 618,000 | 760,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 191,000 | 325,000 | 610,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,546,000 | 5,597,000 | 5,803,000 | 5,845,000 |
| Total capital | 5,854,000 | 5,906,000 | 6,108,000 | 6,124,000 |
| Risk-weighted assets | 28,751,000 | 28,501,000 | 29,220,000 | 29,228,000 |