Call reports 2012
STATE BANK OF INDUSTRY — 2012
What STATE BANK OF INDUSTRY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,719,000 | 42,618,000 | 41,327,000 | 42,622,000 |
| Total loans | 26,193,000 | 27,258,000 | 27,239,000 | 28,797,000 |
| Allowance for loan losses | 282,000 | 315,000 | 347,000 | 315,000 |
| Securities available for sale | 11,649,000 | 12,241,000 | 11,270,000 | 10,913,000 |
| Securities held to maturity | 85,000 | 35,000 | 35,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,975,000 | 36,888,000 | 35,411,000 | 36,643,000 |
| Interest-bearing deposits | 32,549,000 | 32,410,000 | 31,708,000 | 32,309,000 |
| Noninterest-bearing deposits | 4,426,000 | 4,478,000 | 3,703,000 | 4,334,000 |
| Equity capital | 5,456,000 | 5,433,000 | 5,609,000 | 5,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 925,000 | 1,405,000 | 1,857,000 |
| Interest expense | 78,000 | 149,000 | 215,000 | 278,000 |
| Net interest income | 378,000 | 776,000 | 1,190,000 | 1,579,000 |
| Noninterest income | 38,000 | 64,000 | 95,000 | 180,000 |
| Noninterest expense | 240,000 | 469,000 | 676,000 | 980,000 |
| Provision for loan losses | 87,000 | 300,000 | 343,000 | 343,000 |
| Pretax income | 89,000 | 71,000 | 266,000 | 436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 71,000 | 266,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,246,000 | 5,167,000 | 5,302,000 | 5,412,000 |
| Total capital | 5,528,000 | 5,482,000 | 5,649,000 | 5,727,000 |
| Risk-weighted assets | 27,986,000 | 28,786,000 | 28,212,000 | 29,062,000 |