Call reports 2026
FIRST FARMERS & MERCHANTS BANK — 2026
What FIRST FARMERS & MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 473,457,000 | 486,424,000 |
| Total loans | 297,155,000 | 309,956,000 |
| Allowance for loan losses | 3,010,000 | 3,024,000 |
| Securities available for sale | 138,647,000 | 133,454,000 |
| Securities held to maturity | 665,000 | 665,000 |
| Trading assets | 0 | 0 |
| Total deposits | 425,996,000 | 436,807,000 |
| Interest-bearing deposits | 355,840,000 | 359,077,000 |
| Noninterest-bearing deposits | 70,156,000 | 77,730,000 |
| Equity capital | 41,277,000 | 46,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,043,000 | 12,276,000 |
| Interest expense | 1,331,000 | 2,658,000 |
| Net interest income | 4,712,000 | 9,618,000 |
| Noninterest income | 417,000 | 845,000 |
| Noninterest expense | 2,475,000 | 5,113,000 |
| Provision for loan losses | 60,000 | 74,000 |
| Pretax income | 2,594,000 | 5,300,000 |
| Income tax | 1,178,000 | 2,013,000 |
| Net income | 1,416,000 | 3,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 44,709,000 | 48,594,000 |
| Total capital | 47,805,000 | 51,691,000 |
| Risk-weighted assets | 333,415,000 | 346,189,000 |