Call report 2025Q4
FIRST FARMERS & MERCHANTS BANK — 2025Q4
The 22 measures FIRST FARMERS & MERCHANTS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 490,474,000 | USD | evidence → |
| Total loans | 293,803,000 | USD | evidence → |
| Allowance for loan losses | 2,948,000 | USD | evidence → |
| Securities available for sale | 142,635,000 | USD | evidence → |
| Securities held to maturity | 730,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 441,770,000 | USD | evidence → |
| Interest-bearing deposits | 371,932,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,838,000 | USD | evidence → |
| Equity capital | 45,720,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,153,000 | USD | evidence → |
| Interest expense | 5,614,000 | USD | evidence → |
| Net interest income | 17,539,000 | USD | evidence → |
| Noninterest income | 1,722,000 | USD | evidence → |
| Noninterest expense | 9,876,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 9,231,000 | USD | evidence → |
| Income tax | 3,616,000 | USD | evidence → |
| Net income | 5,615,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,308,000 | USD | evidence → |
| Total capital | 50,353,000 | USD | evidence → |
| Risk-weighted assets | 334,046,000 | USD | evidence → |