Call reports 2026
BANK & TRUST COMPANY — 2026
What BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 644,563,000 | 641,344,000 |
| Total loans | 424,041,000 | 433,945,000 |
| Allowance for loan losses | 7,249,000 | 7,465,000 |
| Securities available for sale | 190,624,000 | 182,287,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 547,503,000 | 540,496,000 |
| Interest-bearing deposits | 455,458,000 | 450,724,000 |
| Noninterest-bearing deposits | 92,045,000 | 89,772,000 |
| Equity capital | 67,458,000 | 68,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,400,000 | 17,000,000 |
| Interest expense | 2,775,000 | 5,573,000 |
| Net interest income | 5,625,000 | 11,427,000 |
| Noninterest income | 697,000 | 1,374,000 |
| Noninterest expense | 3,648,000 | 7,322,000 |
| Provision for loan losses | 209,000 | 417,000 |
| Pretax income | 2,466,000 | 4,908,000 |
| Income tax | 649,000 | 1,291,000 |
| Net income | 1,817,000 | 3,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 70,810,000 | 72,311,000 |
| Total capital | 76,365,000 | 77,920,000 |
| Risk-weighted assets | 442,592,000 | 446,753,000 |